TERMS AND CONDITIONS

Welcome to Yrefy's website. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. Please review these Terms carefully before using our website. If you do not agree with any part of these Terms, please refrain from using our site.

1.       Use of Website: The content and materials provided on this website are for informational purposes only and do not constitute financial or investment advice. Yrefy is not a registered investment advisor and does not offer legal, financial, or tax advice. Any decisions made based on the information provided on this website are solely at your own risk.

2.       Investment Risks: Yrefy's investment opportunities involve risks, and past performance is not indicative of future results. Investment in private student loan portfolios carries inherent risks, and investors should carefully review all offering documents and seek advice from qualified professionals before making any investment decisions.

3.       Eligibility for Investment: Yrefy's investment opportunities are available only to accredited investors, as defined in Regulation D under the Securities Act of 1933. By accessing this website, you confirm that you are an accredited investor and meet the necessary eligibility criteria.

4.       Intellectual Property: All content, materials, and trademarks on this website are the property of Yrefy and are protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or use any content from this website without our express written consent.

5.       Third-Party Links: This website may contain links to third-party websites. Yrefy is not responsible for the content or accuracy of any linked sites and does not endorse or guarantee any products or services offered on these sites. Visiting third-party sites through the links provided on our website is at your own risk.

6.       Privacy Policy: Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and safeguard your personal information.

7.       Disclaimer of Liability: Yrefy makes no representations or warranties regarding the accuracy, completeness, or reliability of the information on this website. We disclaim all liability for any direct, indirect, incidental, or consequential damages arising from the use or reliance on this website or any linked sites.

8.       Changes to Terms and Conditions: Yrefy reserves the right to modify or update these Terms and Conditions at any time without prior notice. Please review this page periodically for any changes. Your continued use of this website after any modifications constitutes your acceptance of the updated Terms.

If you have any questions or concerns about these Terms and Conditions, please contact us at laine@yrefy.com, (877) 400-9989.