Chairman & CEO

Don has 31 years’ experience, including being the CEO of NextStudent, the largest privately held student loan company, originating $7 billion in federal and private student loans. He originated all available federal products and pioneered new private consolidation/refinance products. He securitized $2.7 billion of loans originated by his company and sold another $4.3 billion of their production to other entities for their own securitizations. He has built extensive financial control systems, including multiple systems focused on internal and external oversight and audits. He was also the CEO of a debt settlement company which is relevant to this project because negotiation methods with student loan lenders are very similar to negotiating general consumer debt.

Chief Investment Officer & Managing Partner

Laine has 25 years’ experience in the financial services industry. Laine sold his first business entering the family-owned financial services business in 1995. After growing the company significantly, he elected to retire in 2017 and focus his efforts on Yrefy as a Founding Partner and the Chief Investment Officer.

Through an initial Regulation D “friends and family” offering, Yrefy found its footing and the company was launched.

Since 2017 Laine has built a fantastic Investor Relations Team that shares the Yrefy story. Laine’s industry knowledge and career as a Financial Advisor have contributed to the innovative design and unique structure of the most recent investment opportunity offered directly to consumers and the Independent Registered Investment Advisor.